Tag Archives: Recreation

When Should We Pay For A Gym Membership?

gym$I bet a lot of people would think my short answer for when to buy a gym membership would be never but we’re a lot more complicated than that.

I would say, generally, it’s perfectly okay to pay for a membership to your local gym if we can say yes to “all” of the following questions:

  1. Have you been exercising consistently several times a week for at least six months?
  2. Do you have four to six months of family income in a separate and accessible account for an emergency fund?
  3. Have you paid off every credit card and interest bearing loan except your home?
  4. Do you have a few hours of free time each week that you can, and will, dedicate to the gym?

If we can say “yes” to those four simple questions I would say we are in great shape to join the gym. Now don’t use this advice as a reason not to workout. As long as it’s physically safe for you to do so, you can and should exercise at home. You can get a very nice workout without forking out a dime on expensive exercise equipment or gym membership fees. Let’s get into shape both financially and physically.

Photo Credit: Flickr – twicepix

Save Money With State Outdoor Recreation

inexpensive outdoor recreational opportunitiesEach State offers a variety of outdoor recreational activities and programs such as trails and campgrounds in state parks and forests. Using your state resources can often be a very inexpensive option when it comes to outdoor recreational activities. Lake access, beaches and boat launches are popular activities found in many states.

  • Fishing
  • Hunting
  • Hiking
  • Biking
  • Skiing
  • Birding
  • Boating
  • Biking
  • Snowmobiling
  • Swimming

Other common recreational opportunities provided by many states include historic and cultural sites, arts and crafts and various classes for all ages.

Links to Outdoor Recreation Related State Sites

Alabama Alabama – Alabama Department of Conservation and Natural Resources
Alaska Alaska – Alaska Department of Natural Resources
Arizona Arizona – Arizona Game and Fish Department
Arkansas Arkansas – Arkansas Game and Fish Commission
California California – California Department of Fish and Game
Colorado Colorado – Colorado Division of Wildlife
Connecticut Connecticut – Connecticut Department of Environmental Protection
Delaware Delaware – Delaware Department of Natural Resources and Environmental Control
Florida Florida – Florida Fish and Wildlife Conservation Commission
Georgia Georgia – Georgia Department of Natural Resources
Hawaii Hawaii – State of Hawaii Department of Land and Natural Resources
Idaho Idaho – Idaho Fish and Game
Illinois Illinois – Illinois